Terms and conditions
Who are we?
mygadgetbuddy.com is a trading style of Rock Insurance Services Limited. Our address is 6 Magellan Terrace, Gatwick Road, Crawley, West Sussex, RH10 9PJ. Rock Insurance is independently owned.
This site and the contents are the property of Rock Insurance Services Limited. All copyright and intellectual property rights are owned by Rock Insurance and cannot be used without our prior consent.
Whose policies do we offer?
For the majority of the policies we sell we deal with a range of insurers. In some circumstances we offer the policies of a limited number of insurers or a single insurer.
Cancellation during the cooling off period
You may cancel the insurance, without giving reason, by sending written notice to the administrator and returning the insurance documents within 14 days of purchase. Cover will terminate upon receipt of your notice of cancellation by the administrator and you will receive a full premium refund provided that no claim has been made and you do not intend to make a claim.
Cancellation after the cooling off period
In the event of cancellation after your 14 day cooling off period we will calculate the proportionate premium for the period that you have been insured and refund the balance provided you have not made a claim during the period of insurance. If a claim has been made during the period of insurance no refund of premium will be given.
In the event of cancellation your proportionate refund is subject to an administration fee equal to 25% of the annual premium with a minimum fee applying of £10.
What information we collect and how?
The information we collect via the Website may include any personal details you knowingly provide us with through forms and our email, such as name, address, telephone number etc.
What we do with your information
Any personal information we collect from this website will be used in accordance with the Data Protection Act 1998 and other applicable laws. The details we collect will not be used however we may use your email address to send you information on our other products and services.
We will not pass the information to any other company.
Who regulates us?
The Financial Services Authority is the independent watchdog that regulates financial services. mygadgetbuddy.com is a trading style of Rock Insurance Services Limited. Rock Insurance Services Limited is authorised and regulated by the Financial Services Authority. FSA authorised number 300317.
English law applies to your relationship with us. Similarly, unless you and your insurer agree otherwise, English law applies to your relationship with your insurer and your insurance contract.
References to "we", "us", "our", "our Website" or "the Website" are to MyGadgetBuddy.com.
Ownership of website
This website is the property of Rock Insurance Services Limited whose registered office is 6 Magellan Terrace, Gatwick Road, Crawley, West Sussex, RH10 9PJ. Rock Insurance Services Limited is a Private Limited Company registered in England and Wales with company number 04255878.
Links to other websites
There are certain links to other websites on this website that mygadgetbuddy.com has no control over and accepts no responsibility or liability for these links.
Specialist Gadget Insurance:
- Covers accidental damage, theft & breakdown
- Loss and worldwide cover options
- Easy monthly or annual payments
- We cover a wide range of gadgets
- Low excesses
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